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Current Account

Have all of your borrowing, banking and savings under one roof. The current account mortgage allows you offset your total credits against your total debits and pay interest on the difference only.

This can result in either saving thousands of pounds in interest and/or reducing the term of your mortgage significantly. It requires discipline and active, monthly involvement but can produce significant results.

 
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Nicholas Hall is an adviser with Julian Harris Mortgages Limited who are authorised and regulated by the Financial Services Authority. Your home may be repossessed if you do not keep up payments on a mortgage or loan secured on it. Written quotations available on request. All loans are subject to status. Some loans may require assignment of life assurance. Residential Mortgage transactions will not incur a broker's commission fee. THE STERLING EQUIVALENT OF YOUR MORTGAGE UNDER A FOREIGN CURRENCY MORTGAGE MAY BE INCREASED BY EXCHANGE RATE MOVEMENTS. Think carefully before securing other debts against your home.A typical APR for Adverse Credit/Credit Impaired mortgages is currently 7.2%.